Rajesh Bansal is a senior adviser at Carnegie India. His research focuses on financial technologies, particularly electronic payment systems, electronic cash transfers, and digital financial services to enable inclusive development. He leads the center’s technology and society program.
Prior to joining Carnegie India, Bansal served as the Asia regional director for BFA, a global consulting firm leveraging finance and technology, where he consulted on financial and technology issues applicable across multiple markets in Africa, Southeast Asia, and South Asia related to digital ID design and strategy, social safety nets, and national payments strategies.
Previously, Bansal was one of the key architects of IndiaStack, a digital ID-based infrastructure for a cashless service delivery platform in India. He also headed the financial inclusion unit as director of unique identification authority of India, government of India, and was instrumental in managing key relationships with the prime minister’s office, ministry of finance, and Reserve Bank of India.
Bansal has vast experience working with the Reserve Bank of India in various capacities in the areas of financial inclusion and digital finance for enabling an efficient and accessible financial sector for the public. He also headed numerous finance committees and introduced better reporting and monitoring of data on financial inclusion.
Bansal holds a bachelor of arts (with honors) in economics from Delhi University, a master’s degree in economics from Madras University, and a master of arts in international development policy from Duke University.